At RowanTree Financial Planning, we help individuals and businesses build lasting financial security. Clear, honest advice tailored to where you are today and where you want to be tomorrow.
At RowanTree Financial Planning, we believe good financial advice should be clear, honest, and built around your life. We work closely with our clients to understand their goals, cut through the complexity, and put a plan in place that truly works for them.
We work with individuals, families, and business owners at every stage of life. Providing clear financial guidance and long-term planning support that grows with you.
People who took regulated financial advice built meaningfully more wealth than those who didn’t, according to joint research from Royal London and the International Longevity Centre UK. The uplift was largest for those starting with less.
At RowanTree Financial Planning, we offer clear, personalised financial advice to help you protect what matters, grow your wealth, and plan confidently for the future.
Planning for retirement can feel overwhelming, but it doesn't have to be. We help you understand your options and build a strategy that gives you the income and lifestyle you want in later life.
Whether you're building wealth for the first time or looking to make your money work harder, we provide straightforward investment guidance tailored to your goals and attitude to risk.
A well-structured plan can make a significant difference to what you leave behind. We help you navigate inheritance tax and estate planning so more of your wealth reaches the people you care about.
Life is unpredictable. We help individuals and business owners put the right protection in place, so that if the unexpected happens, you and the people who depend on you are covered.
As an independent planner, our advice is always based on what is right for you.
We take the time to understand your full financial picture .
We keep things in plain English, so you always understand your position and the thinking behind our advice.
We start by listening, taking time to properly understand your financial situation, your goals, and what matters most to you and your family right now. It’s how we work out whether, and how, we can genuinely help.
We take everything we’ve learned and build a clear plan, mapping where you are now, where you want to be, and by when. It’s underpinned not just by numbers, but by your dreams and aspirations, so the plan reflects the life you actually want to live.
This is where the plan becomes reality. We handle the applications, arrange the products, address any gaps, and make the changes needed, carefully and efficiently, so you start seeing real progress towards the outcomes you want to achieve.
Your life changes, and your financial plan should too. While ongoing reviews aren’t compulsory, we strongly recommend them. Without regular check-ins, even a good plan can quietly drift off course. We review your plan regularly and make adjustments, so it always reflects your situation and future goals.
Real experiences from people we have helped to plan, protect, and build their financial futures with confidence.
An Independent Financial Adviser can recommend products from the whole of the market, rather than being tied to one provider's range. This means their advice isn't restricted by any commercial relationship with a particular company. The recommendation should be whichever product genuinely suits the client, wherever it sits in the market.
Every UK adviser must hold at least a Level 4 diploma in financial advice and be authorised by the FCA. You can check any firm or individual adviser on the FCA Register (register.fca.org.uk) A legitimate firm will have no issue with you doing this.
RowanTree Financial Planning offers an initial consultation at no cost, with no obligation to proceed. It's typically a two-way conversation. We will learn about your situation and goals, and you get a sense of how we work and whether we are a good fit.
This is really the "value of advice" question. Independent UK research consistently shows advised clients build more wealth over time and report greater confidence in their decisions than those who go it alone.
Whether you are just starting out or looking to make the most of what you have built, we are here to help. Get in touch today for a free, no-obligation consultation.
