Last updated: 14 August 2026
The information provided on this website by RowanTree Financial Planning Ltd is intended for general information purposes only.
While we take reasonable care to ensure that the information published on this website is accurate and up to date, it should not be relied upon as a substitute for personalised financial advice.
Your individual circumstances, objectives, financial position and attitude to risk should be considered before making any financial decision.
Nothing on this website constitutes personalised financial, investment, pension, tax or legal advice.
Any examples, commentary or information provided are general in nature and do not constitute a personal recommendation to buy, sell, hold or otherwise take action in relation to a particular investment, pension, insurance policy or financial product.
Personal recommendations will only be made after we have obtained sufficient information about your individual circumstances and carried out an appropriate assessment of your needs and objectives.
The value of investments can fall as well as rise, and you may get back less than you originally invested.
Past performance is not a reliable indicator of future performance.
Investment returns are not guaranteed and will depend on factors including market conditions, investment performance, charges and the length of time an investment is held.
Different investments involve different levels of risk. The suitability of any investment will depend on your personal circumstances, objectives, capacity for loss and attitude to risk.
Pensions are long-term financial arrangements and their value can rise or fall depending on investment performance.
The benefits available from a pension will depend on a number of factors, including contributions, investment performance, charges, tax rules and the options selected when benefits are taken.
Pension legislation and tax rules can change over time.
You should obtain appropriate financial advice before making significant decisions regarding your pension or retirement arrangements.
Information relating to taxation, inheritance tax or estate planning is provided for general information only.
Tax treatment depends on individual circumstances and may be subject to change in the future.
RowanTree Financial Planning Ltd does not provide legal advice. Where appropriate, we may recommend that you obtain specialist advice from a solicitor, accountant or other suitably qualified professional.
The suitability and availability of insurance and protection products will depend on your individual circumstances and may be subject to underwriting, eligibility requirements, exclusions and other policy conditions.
Full terms and conditions should be reviewed before entering into any insurance or protection arrangement.
We make reasonable efforts to ensure that information published on this website is accurate at the time of publication.
However, financial markets, legislation, taxation, regulation and financial products can change, and we cannot guarantee that all information will remain accurate, complete or current at all times.
We reserve the right to amend, remove or update website content without notice.
This website may contain links to third-party websites or information provided by external organisations.
These links are provided for convenience and informational purposes only.
RowanTree Financial Planning Ltd does not control third-party websites and is not responsible for their availability, accuracy, content, security or privacy practices.
The inclusion of a link to another website does not necessarily constitute an endorsement or recommendation of that website, organisation, product or service.
We aim to keep this website available and operating correctly but cannot guarantee uninterrupted or error-free access.
We are not responsible for temporary website unavailability resulting from maintenance, technical issues or circumstances outside our reasonable control.
Users are responsible for ensuring that their own devices and systems are appropriately protected when accessing websites and downloading online content.
To the fullest extent permitted by law, RowanTree Financial Planning Ltd accepts no liability for losses arising solely from reliance on general information contained on this website without obtaining appropriate professional advice.
Nothing in this disclaimer excludes or limits any liability that cannot legally be excluded or limited.
RowanTree Financial Planning Ltd is an Appointed Representative and is listed on the Financial Conduct Authority Register under reference number 1053803.
You can verify regulatory information using the Financial Services Register maintained by the Financial Conduct Authority.
Financial planning decisions can have significant long-term consequences.
Before acting on information contained on this website, we recommend obtaining advice based on your individual circumstances and financial objectives.
To discuss your financial planning requirements, please contact RowanTree Financial Planning.
RowanTree Financial Planning Ltd
Telephone: 01603 931070
Email: info@rowantreefp.com
Company number: 16191430
